Do optimists plan for retirement?: A behavioural explanation for non-participation in pension schemes

Jiayi Balasuriya; Orla Gough; Kristina Vasileva

doi:10.1016/j.econlet.2014.10.012

Do optimists plan for retirement? A behavioural explanation for non-participation in pension schemes

Jiayi Balasuriya
, Orla Gough
, Kristina Vasileva

Research output: Contribution to journal › Article › peer-review

8 Citations (Scopus)

Abstract

This paper investigates the relationship between financial optimism and non-participation in pension schemes in the UK. We show that financial optimism reduces the probability of employees joining employer run pension schemes and also the probability of the self-employed subscribing to private pension plans

Original language	English
Pages (from-to)	396-399
Journal	Economics Letters
Volume	125
Issue number	3
DOIs	https://doi.org/10.1016/j.econlet.2014.10.012
Publication status	Published - Dec 2014

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title = "Do optimists plan for retirement?: A behavioural explanation for non-participation in pension schemes",

abstract = "This paper investigates the relationship between financial optimism and non-participation in pension schemes in the UK. We show that financial optimism reduces the probability of employees joining employer run pension schemes and also the probability of the self-employed subscribing to private pension plans",

author = "Jiayi Balasuriya and Orla Gough and Kristina Vasileva",

note = "Date of Acceptance: 08/10/2014",

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AU - Gough, Orla

AU - Vasileva, Kristina

N1 - Date of Acceptance: 08/10/2014

PY - 2014/12

Y1 - 2014/12

N2 - This paper investigates the relationship between financial optimism and non-participation in pension schemes in the UK. We show that financial optimism reduces the probability of employees joining employer run pension schemes and also the probability of the self-employed subscribing to private pension plans

AB - This paper investigates the relationship between financial optimism and non-participation in pension schemes in the UK. We show that financial optimism reduces the probability of employees joining employer run pension schemes and also the probability of the self-employed subscribing to private pension plans

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DO - 10.1016/j.econlet.2014.10.012

M3 - Article

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VL - 125

SP - 396

EP - 399

JO - Economics Letters

JF - Economics Letters

IS - 3

ER -

Do optimists plan for retirement? A behavioural explanation for non-participation in pension schemes

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